Have you finally gotten your National Tomorrow Learning Card in your hands after making up your mind to apply? Congratulations! If you have safely finished card issuance up to this point, it is now time to 100% utilize the benefits of government funding and earnestly build your skills and specifications.
However, when you actually access HRD-Net to apply for a course, quite a few people feel clueless, wondering “Which course should I choose?”, “Where is the course registration button?”, and “How should I pay for the government subsidy and my own money (self-pay amount) respectively?” It doesn’t end just by getting the card issued; you must know how to use it properly to start the training you wanted without any disruptions.
In this post, we will clearly and easily organize the entire process from searching for training courses through HRD-Net after National Tomorrow Learning Card issuance to course registration, tuition payment, and self-pay processing. Shall we find out step-by-step together from now on about how to use government subsidies, which might have felt complicated?

How to Search for Training Courses and Apply for Courses via HRD-Net
Once you have received your National Tomorrow Learning Card, the very first thing you must do is find the training course that fits you best through the Vocational Training Portal (HRD-Net) and complete your course registration. We will guide you step-by-step on how to reduce trial and error among countless courses and smartly register for the lectures you want.
- Accessing and logging into the Vocational Training Portal (HRD-Net)
- After accessing the official HRD-Net website via PC or smartphone app, log in using a joint certificate or simple authentication. At this time, please check in advance whether your issued Tomorrow Learning Card is properly registered and linked under your own name.
- Searching for training courses that suit me
- Select [Training Course] ➔ [National Tomorrow Learning Card Training] from the top menu.
- Search in detail by region, training type (classroom-based, online, etc.), and the certificate or job keyword you want to learn (e.g., computer accounting, computer literacy, coding, etc.).
- When choosing a training institution, it is recommended to carefully compare the employment rate, student reviews, remaining limit of the Tomorrow Learning Card, and the expected self-pay contribution ratio.
- Proceeding with course registration
- Once you find the course you want, click the [Course Registration] button at the bottom of the detail page.
- Select the support eligibility type that matches your current employment status, such as worker (employed person) or job seeker, and agree to the confirmation of the employment center with jurisdiction over your residence and essential notes.
- For some specialized courses, prior consultation or approval from the employment center may be additionally required, so please proceed with the procedure according to the guidance instructions.

How to Pay Tuition and Process Self-Pay Amounts with the National Tomorrow Learning Card
Once you have successfully applied for the training course you want to take using your National Tomorrow Learning Card, it is now time to pay the tuition and prepare for classes in earnest. Just because government funding benefits are applied does not mean it is 100% free, and a “self-pay amount” may occur depending on your individual support type and course. We will guide you step-by-step through the specific methods for paying tuition and processing self-pay amounts.
- Check Course Qualification Approval and Payment Guidance
- Once you finish applying for a course through HRD-Net, the training institution or employment center will review your qualification requirements and training suitability.
- When course approval is completed, a tuition payment guidance text message (Alimtalk) will be sent to your registered mobile phone, allowing you to accurately check the payment availability period and the final self-pay amount.
- Check Government Subsidy Deduction and Self-Pay Amount
- The amount corresponding to the government subsidy will be automatically deducted from the total support limit (3 million to 5 million won) of the National Tomorrow Learning Card.
- The remaining amount, known as the “self-pay amount,” must be paid directly by you, the trainee. The self-pay contribution ratio varies depending on the employment rate of the training field and your individual employment status (worker, job seeker, self-employed, etc.).
- Final Tuition Payment Using the Tomorrow Learning Card
- Payment can only be processed using the issued National Tomorrow Learning Card (Shinhan Card or NH Nonghyup Card).
- Precautions When Using a Check Card: When paying with a check card, the full amount of the tuition self-pay must be deposited in the linked account under your name for the payment to be properly approved. If your balance is insufficient, the payment may be rejected and your course enrollment may be canceled, so please make sure to check your balance in advance.
- Precautions When Using a Credit Card: When paying with a credit card, it is billed on the card company’s payment date or you can use installment options, which can ease the burden of initial funds.
- Payment Completion and Course Registration Confirmation
- Once you complete the payment according to the guidance from the HRD-Net website, partner card company app, or training institution, trainee registration is finally confirmed, and you can participate in classes according to the opening date.


Important Precautions to Know, Such as Refund Regulations Upon Course Abandonment and Cancellation
Even if you ambitiously started training using your National Tomorrow Learning Card, situations may arise where you inevitably have to abandon or cancel classes midway due to sudden personal circumstances or changes in work duties. Since government funding benefits are operated with national budgets, regulations regarding course abandonment and cancellation are strictly applied.
We have organized the core precautions and refund regulations that you must know in order to respond wisely without receiving disadvantages later.
- Refund Regulations Upon Course Cancellation and Mid-Course Abandonment
- If you cancel your course before the training opening date, you can receive a full refund of the self-pay amount you paid.
- In cases of abandoning midway (including expulsion) after the opening date, the self-pay amount may be differentially refunded or not refunded at all according to the training progress rate and relevant laws, so you must officially apply for cancellation to the training institution and the jurisdiction employment center as quickly as possible.
- Precautions Regarding Deduction of Tomorrow Learning Card Account Limit
- If you abandon training without a justifiable reason or are expelled for failing to meet the attendance rate, a certain amount may be deducted as a penalty from the government funding account limit (3 million to 5 million won).
- Repeated course abandonments can lead to disadvantages such as future restrictions on participating in government-supported training or reduction of support funds, so you must decide carefully.
- Attendance Rate Management and Training Allowance Payment Criteria
- Government-funded training courses require attendance of a certain percentage (usually 80% or more) of the total training days to be recognized as completed.
- In the case of job seeker training, you must fulfill the attendance rate conditions to fully receive the training incentives paid during the training period, so you must pay special attention to managing tardiness, leaving early, and absences.

Conclusion: Starting Fruitful and Smart Vocational Training with the National Tomorrow Learning Card
We have examined everything together, from National Tomorrow Learning Card issuance to training course searching through HRD-Net, course registration, tuition payment, and self-pay processing methods.
As important as holding the card in your hand is “how smartly you utilize it.” At first, the screens and procedures might feel a bit complicated, but if you carefully follow the step-by-step guide provided today, anyone can easily and quickly register for the course they want and fully enjoy the benefits of government funding.
As long as you have a passion for learning and firm execution, the National Tomorrow Learning Card will become the most powerful weapon to reliably support your career leap and successful job transition. Don’t hesitate and access HRD-Net right today to start a wonderful first step that will change your future!
Korean version: 한국어로 읽기
